Real Estate Tools

Finance Calculators

Home Affordability Calculator

This calculator provides an estimate of the home price you can afford. By adding the amount you may be qualified to borrow to what you've saved for a down payment, it estimates the maximum home price for which you may qualify.

Mortgage Payment Calculator

To calculate your monthly mortgage payments quickly and easily, enter the loan amount, the interest rate and the length of the loan in the fields below. In seconds, you'll have an estimate of your monthly house payment.

Compare Loans by Term Calculator

This calculator provides an estimate of the home price you can afford. By adding the amount you may be qualified to borrow to what you've saved for a down payment, it estimates the maximum home price for which you may qualify.

Compare Loans by Rate Calculator

This calculator that will help you to compare monthly payments and interest costs of home mortgages at up to five interest rates simultaneously. Enter the mortgage principal amount and the length of the mortgage in years. Then enter a starting interest rate and select the percentage to increment the comparison rates.

Fixed vs Adjustable Calculator

This calculator that will help you to compare a fixed rate mortgage with both fully-amortizing and interest-only adjustable rate mortgages (ARMs).

Mortgage Refinance Calculator

This calculator will help you to decide whether or not you should refinance your current mortgage at a lower interest rate. Not only will this calculator calculate the monthly payment and net interest savings, but it will also calculate how many months it will take to break even on the closing costs.

Home Value Projection

Use this calculator to estimate your home's future value. Enter your house's most current value, pick an upcoming year and then choose an appreciation rate. The rate can be your recent local appreciation rate (just indicate where you live), the recent national rate, or a rate of your own choosing.

Rent Vs. Buy

This calculator will help you to compare the costs of renting to the costs of buying a home. Since there are all kinds of forces at work behind the scenes (interest, property taxes, tax savings, appreciation, opportunity costs, closing costs, selling costs, etc.), comparing the cost of renting to the cost of buying is a lot more complicated than just comparing the monthly mortgage payment to the monthly rent payment. This calculator attempts to forecast the net effects of all the hidden forces so you can make an informed decision.

Credit Analyzer

Use this tool to analyze your credit.

 

Home | Site Map | © oceancityluxuryhomes.com